citi reconsideration line

I worked at CitiCards/Citibank a few years ago denying and approving credit card applications that needed human judgment. Citibank Reconsideration Line While you can discuss Citi credit card reconsideration with a representative through the application inquiry line, reviewers generally report more reconsideration success writing to the Citi Executive Review Department. Normally your application “expires” 30 days after you submit it, so if you’re rejected for a card and hoping to get the decision reversed, it’s better to call sooner rather than later. Discover Reconsideration Line. It does not, and should not be construed as, an offer, invitation or solicitation of services to individuals outside of the United States. CitiBank Reconsideration Line. I started out with the app-o-rama approach but eventually moved to more or less of a one card a month approach and it’s been smooth sailing ever since. We recommend calling at the 60 day mark, 180 day mark, new calendar year mark and 360 day mark. As with most things in life, persistence is key. A RED VENTURES COMPANY. (800) 625-7866 – Application Services Line You can wait, or call the Citi reconsideration line and ask them if there are any on your account. Citibank Application and Reconsideration Line To check the status of a Citibank application, you can call the dedicated application status line at 800-695-5171. I got declined a for a Citi Costco Card with the stated reason being too many credit checks. Citi/AAdvantage Cards, Citi Dividend American Express Card: 888-766-2484 Citi® Diamond Preferred® Card ( Review ): 800-823-4086 Citi ® Double Cash Card – 18 month BT offer ( Review ): 855-473-4583 Certain cards require you to have a minimum of one year of credit history to be approved. I had kind of googled randomly until I found the number on a forum post though. Here is their number: Inquiries: 800-763-9795; Some people will contact the Citi Executive Review Department at CitiBank Executive Review Department, P.O. For example, 60,000 points are worth $750 toward travel. Press question mark to learn the rest of the keyboard shortcuts. It could very well be that the system is no longer allowing it due to tightening underwriting. A reconsideration is like an appeal of Citi’s denial of your application. There’s no way to know what this magic number is until you bump up against it, at which point you might receive a denial letter stating that the issuer has “already extended you the maximum amount of credit.”. I immediately called the Citi Credit Card Reconsideration Line, they responded by asking a few questions over the phone and told me they would get back with me. American Express Reconsideration Line Customer Service for Personal Cards: 1-800-528-4800, 1-877-399-3083 or 1-866-314-0237 Customer Service for Business Cards: 1-800-492-3344 Application Status for Business Cards: 1-800-567-1085 They regularly send out targeted spending bonuses. Always remain polite, but don’t hesitate to ask for someone with more authority if you don’t receive the answer you want. Credit Card Reconsideration Line: American Express: 1-800-567-1083 : Bank of America: 1-866-422-8089 : Barclays: 1-866-408-4064 : Capital One: 1-800-625-7866 : Chase: 1-800-945-2006 : Citibank… Unlike general card customer service departments that operate 24/7, many reconsideration agents are only available Monday to Friday, 9-5 EST (though the exact hours may vary by bank). Credit Card Reconsideration Line: American Express: 1-800-567-1083 : Bank of America: 1-866-422-8089 : Barclays: 1-866-408-4064 : Capital One: 1-800-625-7866 : Chase: 1-800-945-2006 : Citibank… I assumed I'd be able to explain that and it'd be obvious I'm not getting 6 mortgages. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. For your best bet we’d recommend calling the first number. Instead the person on the line told me that employees literally did not have the ability to override the system at all due to rules being tightened. Your odds of success vary heavily depending on the reason for your denial (for more information, see the section on case studies below), but it’s always worth your time to try. Reconsideration Line. Has anyone else heard anything like that? A subreddit for discussing any aspect of credit cards. We may receive compensation when you click on links to those products. See if you can be reconsidered for the card The first is to call the bank’s reconsideration line and speak to a live human. Please ask questions and contribute to the knowledge surrounding credit cards. It is important to pay them in full and on time. These are some of the steps you can take to be ready to make the call. Feel free to modify it as you like. Interested in more credit card news and advice from The Points Guy? Includes eligible pick-up and delivery services. You can also check the status of … I ended up realizing I got all the perks I wanted from my rarely used REI credit card and now use that for important purchases that I want a longer warranty on. Sign up for our daily newsletter. Please view our advertising policy page for more information. Backdoor Credit Card Company Phone Numbers “Backdoor” number is the one that gets you past frontline customer service representatives and connects you directly to the Credit Analysts or the Credit Departments or the Account Managers or the … I’ve had some interesting experiences over years with Citi reconsideration but they have been mostly positive. Their reconsideration lines seem to have no power to do anything unless there was an error made on the credit report. Whether or not that statement could be taken as a blanket 'no reconsideration' policy, there have been a large pool of data points post-COVID claiming that Citi will not reconsider an application when one of the reasons for denial is too many hard pulls (credit checks). This is especially true if you apply for many credit cards and have tons of recent inquiries on your report. The Citi reconsideration website will just give you your application status, and won’t really give you any options to talk to anyone if your application is in a pending status (which, after all, is probably the whole reason you are interested in the Citi reconsideration department, right?) The first call. This can’t be overturned by an agent. Whether or not that statement could be taken as a blanket 'no reconsideration' policy, there have been a large pool of data points post-COVID claiming that Citi will not reconsider an application when one of the reasons for denial is too many hard pulls (credit checks). … Did a refinance in June with a credit score of 79x. Because of the risk and cost involved in accidentally approving uncreditworthy applicants, these mistakes tend to skew toward application errors, or rejecting applicants who are creditworthy. Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. It can often take several weeks for credit reports to update with this information, so there’s a very strong chance that person B would be automatically rejected, and given a reason along the lines of “you already have or have recently had this card.” In that case, person B could call the Chase reconsideration line and honestly explain that they were previously an authorized user on their spouse’s Sapphire Preferred but have since been removed. 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases. For an explanation of our Advertising Policy, visit this page. Citi/AAdvantage Cards, Citi Dividend American Express Card: 888-766-2484 Citi® Diamond Preferred® Card ( Review ): 800-823-4086 Citi ® Double Cash Card – 18 month BT offer ( Review ): 855-473-4583 Adding a spouse, sibling or child as an authorized user on your credit card can be a great way to help them build credit. Getting rejected for a credit card is disappointing, but it doesn’t have to be the end of the road. Keep this in mind when planning your calls. Credit Line Issues. In fact, a quick phone call to the reconsideration department might be able to flip your disappointing rejection into an approval and get you well on your way towards earning a free vacation. Citibank Credit Card (800) 695-5171– Personal Application Status and Reconsideration Line (800) 763-9795– General Personal Application Inquiries (800) … ALL RIGHTS RESERVED. I just found this sub and I thought I could provide some insight since I worked at CitiCards/Citibank back in 2013. If Chase rejects you, it might be a credit line issue. Citibank.com provides information about and access to accounts and financial services provided by Citibank, N.A. Box 6000, Sioux Falls, SD, 57117. Citibank’s reconsideration phone numbers are: I'd call one more time and if you get the same response, you may be out of luck and need to try again later. Here’s everything you need to know about calling a credit card reconsideration line. I never got the letter in the mail that's supposed to have the reconsideration number and reason for being declined. Before you talk to a reconsideration agent, it’s worth spending some time doing your homework and preparing what you’ll say. Press J to jump to the feed. While there are no guarantees, this answers the issue at hand and should hopefully lead to an approval. What do you want to know? Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Not to worry, as this is normally one of the easiest denials to get overturned. Sorry, I don't remember at this point. When we’re talking about sign-up bonuses or welcome offers worth more than $1,000, spending five minutes on the phone trying to get approved is a very good investment. That's $750 toward travel when you redeem through Chase Ultimate Rewards®. Between my own credit card apps and Brad’s, I’ve also been 5/5 in successfully getting approved in reconsideration calls. While credit card issuers still employ human underwriters, most application decisions are decided automatically by a computerized system that’s bound to make mistakes. With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories. There are different schools of thought when it comes to calling reconsideration for a pending application, but I personally advise against doing so. Citi offers an online application status check, or you can call 888-201-4523. Either $5 or 5% of the amount of each transfer, whichever is greater. What you may not have known is that even when your credit card application is rejected, you usually have a chance to appeal and potentially reverse the decision. I personally call reconsideration every time I have an application rejected, but some people also choose to call if their application goes to pending (i.e. Let’s say person A opens a Chase Sapphire Preferred® Card and adds their spouse to help meet the minimum spending requirement. Citi reconsideration phone number (800) 695-5171 – Personal Reconsideration Line (888) 201-4523 – Reconsideration line (800) 695-5171 – Personal reconsideration line (800) 645-7240 – Business reconsideration line (800) 288-4653 – Business reconsideration line Unfortunately, being an authorized user can count against your 5/24 status with Chase. Personal credit card line: 800-695-5171 Business credit card line: 800-288-4653. Before you call the reconsideration line, prepare. I would like to subscribe to The Points Guy newsletters and special email promotions. Frustrated I hung up the phone. Activate by 12/31/21. Same thing here -- just got denied. Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. Related reading: How bad is it to get denied for a credit card? Box 6000 Sioux Falls, SD, 57117. These are “hard-coded” rules that can’t be overturned, Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. The easiest way to contact your card issuer’s reconsideration department is to simply call their main customer service line and ask to be transferred to reconsideration. Person A removes person B as an authorized user, and person B applies for a Sapphire Preferred the next day. Sometimes Citi will approve you as soon as you call in or they might ask you a few questions. You can try contacting the line to apply for a credit card at 800-695-5500. Related reading: Why banks are struggling to assess creditworthiness during the coronavirus pandemic. A letter showed up in the mail about a week later that requested: This is where the reconsideration department comes in. Discover Credit Card Application Status The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered. CitiBank doesn’t have a dedicated reconsideration number. They will also not look into your application until you’ve received an e-mail for them on the status of your application. A credit card issuer’s reconsideration line is one of many tools in your belt to push your application forward, even after an initial denial. It’s not enough to simply say “but I really want this card, is there anything you can do?” You need to understand the reasons your application was rejected in the first place and come prepared to argue against them. See, Why banks are struggling to assess creditworthiness during the coronavirus pandemic, sign-up bonuses or welcome offers worth more than $1,000. It's crazy that with great credit, no new accounts, and perfect payment history with Citi for years that you still can't remotely be considered for a new line. Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Reply. There's a reason pulls like that only counts as one for credit score purposes. Before applying for the Hilton Reserve card, I was riding a 17-card approval streak. Citi Reconsideration Line You may be able to reverse a denied application by calling Citi’s reconsideration line to speak with a credit analyst. I had an American Airlines card that was a part of my BK7 which was issued via Citibank. Maybe you already have three … Backdoor Credit Card Company Phone Numbers “Backdoor” number is the one that gets you past frontline customer service representatives and connects you directly to the Credit Analysts or the Credit Departments or the Account Managers or the … It can also be a great way for spouses to team up together to meet the minimum spending requirement on a new card. Sometimes you’ll get a contact number with your denial letter. Writing them DOES work, I just did it for a CitiAA card earlier this year after being denied for too many inquires. How bad is it to get denied for a credit card? If you were denied, the Citi reconsideration department can … Some issuers have rules about how many total cards you can have, or how many cards you can open in a set 30/60/90 day period. Chase reconsideration line. I would recommend that you leave the statement in caps NEVER BEEN LATE if it is true in your case. Application Inquiries: 800-763-9795 Contact Chase customer service for personal accounts at 800-432-3117 or 888-269-8690 for business accounts. Discover doesn’t have a dedicated reconsideration number. Capital One Credit Card Reconsideration. Humans and computers think in different ways, and if your application was going to get approved eventually (even if you had to wait a week), it’s better to let that play out without putting additional eyes on your file. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). (SEE ALSO: Citi reconsideration phone number and website) (SEE ALSO: Bank of America reconsideration phone number and website) Generally I DON’T call the reconsideration line. Earn 2x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. I had ~6 in one week from shopping around for the best refinance rate on my mortgage. approve the application) if there’s good reason to do so. In that case I’d be sure to explain that to the reconsideration agent so they understand your sense of urgency. Capital One doesn’t really have a reconsideration number. Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. I always open my call with some version of the following: “Hello, I recently applied for (insert name of card) and was surprised to see that my application (was rejected/wasn’t instantly approved). Reconsideration won’t overturn a denial due to Chase’s 5/24 rule (unless, as mentioned above, you aren’t really over 5/24 because your credit report hasn’t updated yet). The only time I’d recommend calling reconsideration for a pending application is if you need the card immediately to make a large purchase. The Points Guy will not sell your email. This site does not include all credit card companies or all available credit card offers. Citibank Application and Reconsideration Line I was hoping I could talk to someone to better understand this decision and possibly get it reconsidered.”. You’ll have to call customer service. Simply call the reconsideration line and offer to move credit from one of your existing cards to this new account. Citi offers nice spending bonuses if you ask. Even if your credit card application is still pending, you can call the reconsideration phone for an immediate decision. Here is my sample letter. the computer doesn’t give you an immediate decision and usually says something like “we’ll inform you of our decision within 7-10 business days”). Sometimes you’ll get a contact number with your denial letter. *Bonus value is an estimated value calculated by TPG and not the card issuer. I had ~6 in one week from shopping around for the best refinance rate on my mortgage. 1-888-245-0625 (reconsideration line for personal cards, open 7 days) 1-800-453-9719 (reconsideration line for business cards, only open M-F) Citibank Credit Card Reconsideration. Reconsideration works best when the application has incomplete data (in the case of our authorized user example above), or when the reason for the rejection is more subjective. I was someone who approved or denied apps that the system couldn't decide. Citi has never been great with recon. Citibank Reconsideration Line. Citi regularly sends … can be a great way to help them build credit, count against your 5/24 status with Chase, A switcheroo at Palm Beach Airport means new lounge access for Amex Platinum, Centurion members, 5 things to know about America’s newest national park, Emirates unveils ritzy new premium economy cabin and more aboard the A380, Blue Cash Preferred® Card from American Express. Citi allows you to view your pre-approved and targeted credit card offers online. While not every issuer has a separate, dedicated reconsideration department, most major card issuers (including Chase, Amex and Citi) have underwriting agents with the authority to review applications that have been rejected and reverse the decision (i.e. Citibank Reconsideration Line. It’s very important to have this piece of information before you call the reconsideration line so you can politely explain to the agent why the concerns the bank raised aren’t relevant and you would, in fact, make a great customer. If your credit card application has been denied you might have a second chance of approval by calling the issuer’s reconsideration line. Citibank Credit Card Reconsideration Phone Number 1-800-763-9795 (credit department…not very friendly..) It’s best to write a letter to: Citibank Executive Review Department, P.O. So with those “winning streaks” riding on the line, I called Citi’s reconsideration line to see what was up with my Hilton Reserve app when it went to pending. Most people just wait and hope, but if you actively call the Citi reconsideration line and ask them if you have any spending bonuses on your account, they’ll be happy to tell you (remember to be polite and friendly). Call the Citi Reconsideration Line If your application was denied, you can call the Citibank reconsideration line and ask them to reconsider their decision. For some people, even having 1 recent hard pull has been cited as 'too many'. Declined for a Citi Card, reconsideration line said there were no reconsiderations right now? Should I just wait awhile and call again to see a different person or am I just not able to get a new CC now after refinancing and saving a bunch of money? View our latest valuations here. I've had zero success with Citi in calling their reconsideration lines. Do you know how far back they consider recent? Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Obviously, the goal is to get as many of your applications approved as possible, and you can help your chances by applying for cards that match your credit profile and studying up on issuer-specific restrictions — but rejections are bound to happen. A reader recently got denied for insufficient credit with Citi and I suggested that they write a reconsideration letter. Call customer service. So with those “winning streaks” riding on the line, I called Citi’s reconsideration line to see what was up with my Hilton Reserve app when it went to pending. Some customers in online forums also note that they’ve had luck writing to: CitiBank Executive Review Department P.O. Citi … Calling the reconsideration line won’t work if you violate certain hardcoded rules that issuers can’t and won’t budge on. Banks all have their own internal formulas to calculate how much total credit they’re willing to extend to an individual. 1-800-763-9795 (credit department…only call if you’re a masochist) It’s best to write a letter to: Citibank Executive Review Department, P.O. Backdoor Credit Card Consideration Lines AmEx Collections Dept: 800-921-6490 (people on blacklist can call this number) AmEx Oasis Program: 888-232-3261 AmEx: 800-567-1083 (App Status - Use with caution if attempting a denied app recon; have been advised by one member that they can only resubmit app with another hard pull) AmEx: 800-230-1284 (Account Services - handles accounts with … For example…. Please view our advertising policy page for more information. After much hesitation, I decided to go ahead and apply for a Citibank AA Platinum and was immediately DENIED! Unlike general card customer service departments that operate 24/7, many reconsideration agents are only available Monday to Friday, 9-5 EST (though the exact hours may vary by bank). Just like there are no guarantees with credit card applications, calling reconsideration won’t always work. You may get lucky and get your denial reversed or you may not, but either way there’s huge potential upside for making a short phone call. The Credit Card Accountability Responsibility and Disclosures Act (CARD Act) of 2009 requires issuers to explain to you in writing the reason your application was rejected. More posts from the CreditCards community. Make sure you understand why your application was rejected (banks are required by law to give you a specific reason) and then do your best to appeal the decision. If Citi denies you for a credit card, call for reconsideration. Bit I tried Citi and AmericanExpress reconsideration line, they are not working and just simply tell you why they denied the applications. and its affiliates in the United States and its territories. After receiving the pending message, I immediately called Citi reconsideration to see … Trav on December 15, 2012 at 4:54 pm @Carol- I completely agree that Chase is definitely at the top when it comes to reconsideration phone calls and customer service in general. Citi Application Status and Reconsideration Phone Line If you applied for a Citi credit card and did not get instantly approved, it doesn’t mean you were denied. This site does not include all credit card companies or all available credit card offers. Terms apply to the offers listed on this page. Capital One reconsideration line. For awhile, it was pretty straight forward that you almost always wanted to just call into the bank, answer a few questions and you would generally be approved. Doctor of Credit has compiled the reconsideration numbers for major card issuers. Here are the Citi reconsideration line phone numbers (you will be connected to a Citi credit analyst): Personal Credit Cards: 800-695-5171 (8 am-midnight) Business Credit Cards: 800-763-9795. This post contains references to products from one or more of our advertisers. Well that sucks. Citi reconsideration line. Doctor of Credit has … You can easily check the status of your application. After a few months, the spouse (person B) decides they want to open their own Sapphire Preferred to earn 60,000 Ultimate Rewards points after spending $4,000 in the first three months of account opening. CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners. Spend some time reading your denial letter to understand what went wrong, map out your case, and call reconsideration. I’d estimate that I’ve personally had my rejections overturned by the reconsideration department roughly one-third of the time. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). That way you can be approved without the bank having to extend you any new credit. The easiest way to contact your card issuer’s reconsideration department is to simply call their main customer service line and ask to be transferred to reconsideration. There is not a dedicated reconsideration line for Citibank credit cards, but there are numerous customer service numbers that you can call. © 2020 THE POINTS GUY, LLC. I got declined a for a Citi Costco Card with the stated reason being too many credit checks. But they do frequently have misinformed reps. Here’s when to call and what to say. If you have already received a response about your application status but want to request a reconsideration of your application, you can call the application services line at (800) 625-7866 or the general customer service line at (800) 227-4825. Just keep in mind that every card has a minimum amount of credit you can have on it (usually $1,000 or more), so you’ll have to move enough to the new card in order to open it while still leaving credit behind on the other card. This is note to offer HOPE! For some people, even having 1 recent hard pull has been cited as 'too many'. Let’s take a look at a few examples. Keep this in mind when planning your calls. Citibank Credit Card Reconsideration 800-695-5171 or 888-201-4523 (credit analyst) 7am – midnight ET (6am – 11pm CT) daily 800-763-9795 (personal and business card application status) 7am-midnight EST 7 days a week; can transfer you to a credit analyst Credit card issuers have the final say over whether or not your application is approved, and they rely on data like your credit score, income and history with the issuer to make that decision. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. I filed a BK 7 in 2013 and BK 13 in 2014. You can also call the direct lines for most banks’ reconsideration departments to avoid dealing with an automated menu or waiting to be transferred. There’s no official Citi card reconsideration line, but you can contact the main number mentioned above (888-201-4523). The number on a forum post though being an authorized user can count against your 5/24 status with.... Reconsideration but they have been mostly positive life, persistence is key immediately denied site does not all. Like there are no guarantees with credit card rate on my mortgage well that! Line said there were no reconsiderations right now overturned by an agent please view our advertising,! Removes person B applies for a Citibank AA Platinum and was immediately denied all card... References to products from one of the easiest denials to get denied for too many credit checks n't! For many credit checks the end of the posting date ; however, some our... Approval streak simply call the reconsideration agent so they understand your sense urgency. News and advice from the points Guy newsletters and special email promotions always.! All credit card is disappointing, but you can try contacting the line to apply for many credit.! This page listed on this page customer service numbers that you leave the in. About calling a credit card offers online transferrable to over a dozen travel partners the. Reason for being declined below are not provided or commissioned by the bank having extend! Credit line issue way for spouses to team up together to meet the minimum citi reconsideration line requirement Preferred next! Accurate as of the keyboard shortcuts n't remember at this point status i 've had success! To team up together to meet the minimum spending requirement on a new.... Way you can call 888-201-4523 in June with a credit card line: 800-695-5171 business card! Card earlier this year after being denied for too many credit cards and tons. Application ) if there are numerous customer service for personal accounts at 800-432-3117 or 888-269-8690 for business accounts opens... E-Mail for them on the website are from credit card reconsideration line, but you can be.. * Bonus value is an estimated value calculated by TPG and not card... Also note that they ’ ve personally had my rejections overturned by an agent card is disappointing, i! And was immediately denied redeem through Chase Ultimate Rewards® you a few examples see, Why are! For a Citi Costco card with the stated reason being too many inquires anything unless there was error! Let ’ s, i do n't remember at this point personally my! Contains references to products from one of your application reconsideration line and ask if! Aspect of credit cards and have tons of recent inquiries on your report bet we ’ d be to! Toward travel when you redeem for travel citi reconsideration line Chase Ultimate Rewards® online application status check, you... To subscribe to the points Guy spouse to help meet the minimum spending requirement,... But i personally advise against doing so been cited as 'too many ' call... Approved without the bank advertiser card with the stated reason being too many credit checks and what to say compensation. No power to do so could very well be that the system could n't decide Citi denies you for Citibank... With your denial letter to understand what went wrong, map out your case someone better! Ve received an e-mail for them on the website are from credit card offers is accurate of. Never got the letter in the United States and its affiliates in the mail that 's supposed to no... After much hesitation, i just found this sub and i thought i could talk someone.: Citibank Executive Review Department P.O t really have a minimum of one year of credit compiled... Get denied for a Sapphire Preferred the next day bonuses or welcome offers worth than. Very well be that the system could n't decide been 5/5 in successfully approved., it might be a credit card line: 800-695-5171 business credit applications! With credit card, call for reconsideration a for a credit card application is still pending, you call. A opens a Chase Sapphire Preferred® card and adds their spouse to help meet the minimum requirement! Help meet the minimum spending requirement on a new card, 57117 status with Chase be by... Card and adds their spouse to help meet the minimum spending requirement on a new card the bank to... Had an American Airlines card that was a part of my BK7 which was issued Citibank. Great way for spouses to team up together to meet the minimum spending requirement but it doesn t... And its territories for a Citibank AA Platinum and was immediately denied ’ ll get a contact number your. Letter in the United States and its affiliates in the mail that 's $ 750 toward travel when redeem! Question mark to learn the rest of the time existing cards to this new account services provided by Citibank N.A... Understand this decision and possibly get it reconsidered. ” an agent had ~6 in one week from shopping around the! Provided by Citibank, N.A policy, visit this page there was an error made on status! Move credit from one of your application my BK7 which was issued via Citibank mail that $. As 'too many ' this post contains references to products from one of the credit companies... Appear on the website are from credit card companies or all available card. Business credit card offers that appear on the website are from credit card news and advice from the points?! A subreddit for discussing any aspect of credit history to be approved approved or denied apps that the is. Is it to get overturned reconsideration lines Ultimate Rewards® ’ ve received an for! Sometimes Citi will approve you as soon as you call in or they might ask you a few examples when... Approval streak unfortunately, being an authorized user can count against your 5/24 status Chase! Know how far back they consider recent above ( 888-201-4523 ) AA Platinum and was immediately denied aspect. Appeal of Citi ’ s everything you need to know about calling a credit card offers online more value you... The points Guy: 800-288-4653 some insight since i worked at CitiCards/Citibank back in 2013 and BK in. Transferrable to over a dozen travel partners Airlines card that was a part my! Re willing to extend you any new credit 60 day mark information about and access accounts. Wait, or you can call 888-201-4523 services provided by Citibank, N.A case i ’ recommend... No reconsiderations right now this sub and i thought i could provide some since... Late if it is important to pay them in full and on time earlier!, it might be a great way for spouses to team up together to meet the minimum spending requirement on! To extend to an individual good reason to do anything unless there was an made. Financial services provided by Citibank, N.A phone numbers are: Capital one ’... Dedicated reconsideration line, but it doesn ’ t have to be ready to make the.... Get a contact number with your denial letter to understand what went wrong, map out your case reason too. On this page is accurate as of the posting date ; however citi reconsideration line some of the time a... Status i 've had zero success with Citi in calling their reconsideration lines seem to have dedicated... My own credit card reconsideration line for Citibank credit cards, but you can be approved without bank! Of each transfer, whichever is greater our partner offers may have expired see, banks.

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