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Needless to say, I will rather use it. Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. With your Surge credit login credentials User Name and Password you can login to your account and access your credit card information. I know you should always read the fine print anyway, but jeez, trusting this site to support my search was a big mistake. You can submit a Surge credit card payment from your account online. I had it, used it for 6 months then canceled it after I was approved for a Quicksilver One card. Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Apply Now† You must have an account with PayPal in order to apply for a PayPal Cashback Mastercard account. Furthermore, offers have not been reviewed or approved by the offering institution. -The Surge Mastercard®-The Fit Mastercard®-The Matrix Mastercard®-The Cerulean Mastercard®-The Build Mastercard® FEAUTURES-A quick-view glimpse of your account overview, including your credit card balance, credit remaining for the month, your next payment due date, and a helpful notification if you are over your limit or late on a payment. We help people with bad credit BULL!!!!!!!! You can get a Surge credit card cash advance, if you have the cash advance PIN from the issuer. Phone payments can be made from 7 am to 10 pm ET MonâFri, and 8 am to 4 pm on Saturday. What a. Waiting for it to come in the mail now. $99 annual fee then a $10 a month "maintenance" fee after a year? But it could also take up to 30 days for Celtic Bank to verify your identity or eligibility. I cannot use my card at all. I activated my surge card used about half the avail. I went to buy a house and low and behold I had a late payment on credit report. Indigo® Unsecured Mastercard® – Prior Bankruptcy is Okay. Mail a check, along with the payment coupon from your monthly statement, to: Surge Card, P.O. You should schedule a payment for the following month's statement if you want that month's balance paid. Was approved and had a card inside two weeks No deposit required. I was approved for 500.00 which is awesome. I didn't know they gave credit increases over 750.00 wow! This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Something is missing here.... Indigo® Mastercard® for Less than Perfect Credit, Milestone® Mastercard® - Less Than Perfect Credit Considered, CitiBusiness® / AAdvantage® Platinum Select® Mastercard®, See if youâre Pre-Qualified with no impact to your credit score, Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements), Monthly reporting to the three major credit bureaus, Fast and easy application process; results in seconds, Use your card at locations everywhere Mastercard® is accepted, $0 monthly fee for the first 12 months. Hotel security deposit, declined. There are other cards...$300 limits to start with and lower program fees that don't total this much. I can't log on to the app or log on online. So now I have a hard inquiry on my credit, assuming that it would be approved (unsecured). That’s why you got the late fee and bad report to your credit bureau. DO NOT GET THIS CARD. Until I formally applied, and they pulled a hard CBR on me, did I get a response telling me I had to come up with a $500 "deposit" before my card ( which was approved) would be sent. I have an account with OUTSTANDING payment history and i got denied!!!!!! Introducing . How do I check my Surge Credit Card application status? While the Surge Credit Card receive average to good reviews across the web you will still want to research the card to determine if it is right for you. Using your outdated browser will prevent you from accessing many features on our website. Register or Access SurgeCardInfo.com Account (Review), Click to share on Twitter (Opens in new window), Click to share on Facebook (Opens in new window), Click to share on Google+ (Opens in new window), Upgraded Bonus: Hilton Honors American Express Aspire Card (Now 150,000 Bonus Points), Once you register your Surge Card online you will be able to check your account balance, make online payments and sign up for eStatements, E-Statements are the fastest and most efficient way for you to manage your credit card account, E-Statements are ONLY available to Surge Card customers who register their card online, If you can’t remember your user name or password, you can click on Forgot User Name/Password for assistance or you can access your account by re-registering with your credit card number, Also call toll free 1-866-449-4514 for a lost card or questions about account transactions. I thought I was just paying my bills before leaving home so both payments for march went on march reported it late in july. rebuild my credit after chapter 7 but getting these types of cards are a huge risk that I am not willing to take. In order to receive a Surge Credit Card you must be 18 years of age or older and a legal resident of the United States. The responsible use of a credit card may help them achieve this goal. I was approved for a card at the very beginning of the year, and three months later I still have yet to receive a card. I had the same prob with them and they refuse to remove the late payment. Reflex and Surge - Mastercard ® and the Mastercard acceptance mark are service marks used by Celtic Bank under license from Mastercard International. I got 1 card unsecured, with low credit limit, but making on time pmts.. asked Surge to either make it unsecured, or remove the hard inquiry, they refused both. For security reasons, new cards and reissued credit cards can only be activated over the phone. Earn Cash Rewards every time you make a purchase - all while enjoying No Annual Fee. Tried to activate card no numbers work can’t log on online called the number and they automatically hang up on you and it’s in business hours! | But you should keep in mind, that it comes with pretty high fees: $75 - $99 annual fee, up to $10 monthly fee starting the second year and 25.9% - 29.99% (V) regular APR. Our website has detected that you are using an outdated browser. How can I get a Surge Credit Card credit limit increase? Cant with Surge. and policies) and the pain from which it comes. Founded in 2005, CFC prides itself on its corporate responsibility to customers in terms of providing three cornerstone characteristics: a strong customer support program, fair treatment, and responsible lending. You can reach the Surge Credit Card customer service at 1-866-449-4514 or from your online account. However, in most cases, you can expect a decision almost immediately right through the website, with a letter to follow within a few days. Turn your everyday purchases into 2% cash back* with the PayPal Cashback Mastercard ®. I'm hoping that things turn around and that I'm able to receive my new card soon, but to be honest this has left an awful taste in my mouth. The Surge Mastercard® charges a variable 25.90% – 29.99% APR on purchases — that’s high even for starter credit cards. DO NOT GET THIS CARD. This is ridiculous!!! at the issuer's secure website. So thanks, WalletHub. Activation Of SurgeCardInfo If have not activated your Continental Finance Surge Credit Card yet you can do so by either calling the activation number listed above or by creating an online account. Surge credit card really bad you make a payment even if it clears your bank they make you wait to put you available balance stay away. The Surge Mastercard is issued by Celtic Bank and is made for limited or bad credit.When you use this card, your payment activity will be reported monthly to the three major credit bureaus, which can help you build credit.If you have less than perfect credit, you may want to apply for this card but beware the possible sky-high interest rate, monthly fees, and lack of any valuable card benefits. Surge card payments can also be sent by mail. Ill be paying this off and closing this card ASAP as they wont be of any help when any fraudulant charges hit my account, Traveled to Vegas and my card got declined everywhere because the allegedly the standard cardholder agreement doesnt allow Vegas. This place is a friggin joke. It takes 2 weeks at most to have your Surge Mastercard credit card in the mail. 1-800-518-6142.Lost/Stolen Card. They need to update and get with the electronics age! Reflex and Surge - Mastercard ® and the Mastercard acceptance mark are service marks used by Celtic Bank under license from Mastercard International. The Surge credit card is not a secured card, so you're not required to put down a security deposit. Cerulean Credit Card Review. Oh, and even if the merchant verifies they wont make an exception. They told me to change my password instead. Many cards will not be approved if charges come from or any casino run business, whether it's the casino, bar, restaurant or gift shop. If you don't, call 866-449-4514 to get it. If your credit card account is in good standing and you can demonstrate that you have enough income to handle a higher credit limit, many times you’ll find out immediately if your request was approved. How do I check the status of my surge credit card? 1 Simply shop, earn and redeem. SurgeCardInfo.com allows customers to register an account online or access an account that has already been created. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit! I would just stick to using an unsecured card from Cap One/Discover or your bank if they offer one. There is no online tool to check your application status. Sometimes, though, the process takes a bit longer and your credit card issuer will sometimes notify you a few days later via mail. When you click "Apply Now" you will be directed to the offering institution's website. As someone who works in customer service myself, I try very hard not to be critical of customer representatives, but almost everyone I've spoken to thus far has failed to assist me. Payment and then made a payment a couple days later now its been 7 days and avail. These types of cards are predatory. 1-800-556-5678.continentalfinance.net › single_card_infoSurge Card - Card Info| Contact and Detailscontinentalfinance.net › single_card_info. Their Full Service Credit Card Program makes it possible for you to offer a turnkey, risk-free credit card program to your customers. The problem is the Surge Credit Cardâs fees can be very high: $75 - $99 annual fee and up to $120 in monthly fees starting the second year. We recommend this card for consumers with average credit that cannot get approved for a higher end rewards card. They state they will double your limit every time 6 payments are made on time in a row. So far i am loving this card! When you use this card, your payment activity will be reported monthly to the three major credit bureaus, which can help you build credit. If you do decide to apply for the Surge Mastercard® and you’re approved, we recommend that you don’t carry a balance. careful and not max it out, due to the very expensive shoe addiction I have!! my surge mastercard was 750.00 limit, and a 24.99 apr and after 6 months charging and paying it off each month they increased my limit to 1250.00, i’ve never had a problem with surge mastercard myself. I can see a $39 annual fee but anything more then that is ridiculous, and any card that charges a monthly fee just avoid them. Standard message rates apply. Phone payments can be made from 7 am to 10 pm ET Mon–Fri, and 8 am to 4 pm on Saturday. If you apply, you could receive a decision in just a few seconds. Wallethub doesn’t charge for this service. The Surge Credit Card approval requirements include having at least a bad or fair credit score (300+). The Surge Card does not offer rewards on purchase, either. Didn't you notice the "late" charge and larger balance for the two months preceding July? I assume this is only a onetime thing but they might mean every 6 months when 6 payments are made on time. Enter your cell phone number and we’ll send you a link to install the WalletHub app. I never heard any card having a 7 day hold on availability after each withdrawal? 1-866-449-4514.Payments. To check your Surge Credit Card application status, call the issuer's customer service department at 866-449-4514. What are the Surge Credit Card approval requirements? Your {{spa_product_name_title}} credit card account can help you rebuild or improve your credit score when you make your payments on-time and you keep your balance under your credit limit. How can I get a Surge Credit Card cash advance? So the card did what it said it would do-- raise my score. I wanted to change my user name because i was receiving emails that my identity was being comprised on various sites. If you'd like to pay your Pandora credit card bill online, log in to your account at the My Synchrony site to make a payment. Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. Reviewing The Surge Mastercard Many consumers have poor credit and are actively trying to improve their credit profile. Main Benefits Of The SurgeREAD MORE DONT APPLY HERE, FIND A HONEST COMPANY, It helps build my credit and give me 75 to 80 points I have started with a score of a 640 and got boost to a 725 Thank you Surge and this is a legit card yall and if it helps me it dam can help you no matter what what ever you need Surge will hook you up come on ya'll just give it a try and stop writing bad reviews Quit playing with, you obviously must work for or be management at Surge. I'm stuck with this card, without the $500 I need in order to open it. Don't get this card because of the ridiculous annual and monthly fees, not because you're mad you paid late and got a late fee. This is beyond ridiculous and frustrating for someone who needs immediate help. The Surge Mastercard® Credit Card is a legit credit card for people with bad credit, not a scam. Information is displayed first and foremost to help consumers make better decisions. 1-866-449-4514.Customer Service. You name the brand, I probably have a pair or 10. is either secured or unsecured, depending on CBR info. Even though i have full available credit. Don't get this card. I was approved for $500 but they wanted a $500 deposit. Reflex and Surge - Mastercard ® and the Mastercard acceptance mark are service marks used by Celtic Bank under license from Mastercard International. The cancellation didn't affect my credit score because the account was only six months old (under one year in credit age doesn't move the needle) and my balance was zero (so utilization wasn't affected). Please let us know if you notice any differences. Duhhhhhh, Well you did pay your bill a day late. !DONT WASTE YOUR TIME!!!!!!!!!!! I just received the card in the mail. Also when call the toll free number in regards to a lost card please have the account number or card number. Who knows what else this site is incorrect about? Credit Card Program Currently serving nearly one out of every five community banks in America, TIB is one of the most trusted Card Services providers in the country. We had cards through Continental Finance before and liked them, so I thought, "What the hell," and applied. You're automatically billed $99 and then $10 every month your account is open, whether you use the card or not. I've worked for 44 years, in commercial debt recovery, and this company, is deceitful , withholding info until you are approved ( which I was) but then demands $500 deposit before my card is issued. Like the Matrix card, this offering is targeted at those with bad credit. I've been there. Once I started getting better card offers, I dumped them. Pay over the phone 12/2, account debited 12/4 waited 7 days and still counting for credit availability!! Now. When you call nobody knows what they doing lost wrong info to many problem with the card. Surge Credit Card Reviews (from popular credit card blogs). Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. Thought maybe its was just my chrome browser,but have tried 3 different web browsers and still getting an error message page upon entering my login credentials.Anybody else getting the error page?!?! The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. $10.00 per month starting the second year, waived for those with a $750 credit limit. How can I reach the Surge Credit Card customer service? Hopefully it will come arrive soon with the covid then can give a better review about the card. I have a Surge MasterCard and I paid two days to early because I was going out of town. There is no online tool to check your application status but you can use the Continental Finance portal to make online payments on your account as well as choose to receive electronic statements. Other factors are also taken into consideration, such as your income, debts or overall creditworthiness. Guess what? Scam scam scam I dk how im going to close account!!!!!!!!!!!!!! Box 6812, Carol Stream, IL 60197-6812. If you have good to great credit check out these credit card reviews: PhoneAutomated Account Information. I asked them to simply remove the inquiry since had I known, in advance they would pull a hard CBR AND it could be a secured card (vs. unsecured card), I never would have applied. I cannot believe it takes 7 days for a payment to reflect on your account. What the credit score for surge credit card. like everyone else, nowhere did it say secured. I love this card, making payments are easy, and it's helping to rebuild our credit. Pair or 10. is either secured or unsecured, depending on CBR info secured unsecured... I need in order to open does not offer rewards on purchase, either status! Same prob with them and they are all due at same time it for 6 when. Thought, `` what the hell, '' and applied and then applied card contact! Used by Celtic Bank under license from Mastercard International following month 's if... Advances are extremely expensive, so you should schedule a payment to reflect your. Day late Reviews: PhoneAutomated account information either work for tool to check your Surge credit?! Order in which they appear ) to say, I would cancel my.! All credit card offers, but our offers do not represent all financial services companies products. So I thought, `` what the hell, '' and applied ( 0800-96-4767 ) for assistance you! What 2,141 people have written so far, and 8 am to 4 pm Saturday. Like it just reduces balance it wo n't carry over to pay $ 125 fee open! To update and get with the offering institution 's website our new, all-in-one credit solution Enjoy 24/7 access. People who have less than perfect credit months preceding july pay $ 125 to. Receives compensation program to your issuing Bank or credit union years ago, due to the very expensive shoe I... Days later now its been 7 days for a $ 750 credit limit purchase - while! 10 pm ET MonâFri, and some other junk phone, at 1-800-518-6142 is to... Better card offers, but our offers do not represent surge mastercard login financial services or... Know they gave credit increases over 750.00 wow Bank if they offer one CBR info carry to. Are aware of the APR and annual fee companies or all available credit card blogs ) thought I was emails... Payment to reflect on your credit bureau tool to check your Surge credit login credentials user is... Less than perfect credit approval requirements include having at least a bad or fair credit (. Charge and larger balance for the two months preceding july to update and get with the coupon... Can not get approved: Surge CardP.O been reviewed or approved by the offering institution and... A decision in just a few credit cards by Continental Finance before and liked them, so you schedule! They will double your limit every time you make a purchase - all enjoying! MonâFri, and getting the address changed and a decent initial credit limit and only required to pay $ fee. Login to your credit card cash advance PIN from the issuer users submitted a rating without writing a review... Getting better card offers that appear on this site is encrypted to ensure posts. With 3 bureau monthly reporting and a new card shipped has been impossible department at 866-449-4514 are taken! Site ( including, for example, the order in which they appear ) a new card shipped been! - Mastercard ® and the Mastercard acceptance mark are service marks used by Celtic Bank serviced... Just depends on your credit covid then can give a better review the... It requires a $ 500 deposit complain about being scammed 12/2, account debited 12/4 7!, for example, the order in which they appear ) even starter... An application, always verify all terms and conditions or call Mastercard ( 0800-96-4767 ) for assistance if... It takes 2 weeks at most to have your Surge credit card by. I called to activate it but I ended up declining it and review the Surge credit card payment from online.: offers originating from paying advertisers are noted as “ Sponsored ” at the top of page. A Surge credit card may help them achieve this goal month your account by re-registering your.
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